Nationwide® Intelligent Underwriting — from application to decision in 5 steps
Our Intelligent Underwriting process provides a quicker, more efficient underwriting process with fewer attending physician statements, less time spent on application paperwork and less time required to obtain a decision.
Most cases follow these 5 steps:
- Application: Financial professional submits a shortened application
- Tele-interview: Scheduled as soon as possible or at a convenient time
- Evaluation: Interview results and data will determine if exams are necessary. Medical records are required
- Experience: Shortened exam times, labs ordered automatically, and fewer attending physician reports are the norm
- Decision: Healthy candidates who qualify can be completed after step 3
